Spoke with Benjy and he lied to me non stop. He told me that the loan would be handled in house and that I would only have a soft pull on my credit file.He then promptly sent my file out to several places that proceeded to do a hard pull on my credit file.Then they did me the favor of brokering a loan out to a place that wanted $1000 per day. Now I can get this clown to stop texting me. I am a small business person that absolutely understands the space for Merchant Advances. However there are reputable places and people out there that will be straight up with you and not try to harass you into a product that will certainly close your doors.